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Нерухомість

12 articles in this category.

Mortgage Rates in Poland 2026: What to Expect and How to Adapt
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Mortgage Rates in Poland 2026: What to Expect and How to Adapt

Polish mortgage rates in 2026 face increased uncertainty due to global events, with banks already raising fixed rates by 0.4-0.5%. Variable rates are expected to follow as inflation rises, impacting monthly payments for current and future homeowners.

Mortgage in Poland 2026: Rates, Down Payment, and Early Repayments
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Mortgage in Poland 2026: Rates, Down Payment, and Early Repayments

In 2026, Polish mortgage rates are significantly lower, ranging from 5.71% to 6.23%, making property ownership more accessible. Prepare a minimum 20% down payment for the best terms and maximize savings with strategic early repayments.

Top Wrocław New Developments to Buy in 2026: Osobowicka 114
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Top Wrocław New Developments to Buy in 2026: Osobowicka 114

Discover Osobowicka 114 by Dom Development, a top Wrocław new build to consider in 2026. This intimate project offers apartments from 464,000 PLN (25-36m²) with high standards and excellent family infrastructure.

Mortgage in Poland 2026: The Cheapest Banks & Income Requirements
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Mortgage in Poland 2026: The Cheapest Banks & Income Requirements

Securing a mortgage in Poland in 2026 demands understanding bank requirements for income and employment, with significant differences in offers potentially saving over 100,000 PLN. Fixed-rate mortgages often yield better long-term savings.

Mortgage in Poland: War Risks, Rate Changes, and Your Property
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Mortgage in Poland: War Risks, Rate Changes, and Your Property

Geopolitical instability impacts Polish mortgages, with fixed rates rising despite central bank cuts. While insurance rarely covers war damage, hyperinflation may devalue debt, presenting an unexpected opportunity for property owners.

Mortgage vs. Rent in Poland: Which Saves You Money by 2026?
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Mortgage vs. Rent in Poland: Which Saves You Money by 2026?

Deciding between renting and buying with a mortgage in Poland can be complex. While renting often has lower upfront costs, a mortgage can build equity and offer long-term financial benefits, especially with falling interest rates expected in 2026. Experts at NAVI ESTATE analyze real costs and market

Top Wrocław New Developments for 2026: Archicom's Obornicka Remonta
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Top Wrocław New Developments for 2026: Archicom's Obornicka Remonta

Discover the top new build apartments in Wrocław for 2026, focusing on projects delivering by year-end. This guide highlights prime properties, including Archicom's Obornicka Remonta, with prices from 505,000 PLN.

Affordable Apartments in Wrocław: New Developer Deals in 2026
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Affordable Apartments in Wrocław: New Developer Deals in 2026

Despite popular belief, buying an apartment in Wrocław does not have to be prohibitively expensive. In 2026, the primary market offers 2-bedroom units from 460,000 PLN, 3-bedroom apartments from 575,000 PLN, and spacious 70+ sqm units from just 700,000 PLN.

Poland Mortgage Outlook October 2025: Rates, Banks & Affordability
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Poland Mortgage Outlook October 2025: Rates, Banks & Affordability

As of October 2025, variable mortgage rates in Poland are generally more favorable than fixed rates due to ongoing central bank interest rate reductions. Gross incomes of PLN 7,500 for a single person or PLN 12,000 for a couple can unlock loans up to PLN 600,000, with top banks offering up to PLN 92

Save 40,000 PLN on Mortgage: Individual Payment Plans in Poland
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Save 40,000 PLN on Mortgage: Individual Payment Plans in Poland

Discover how individual payment schedules (harmonogram płatności) for new builds in Poland can save you over 40,000 PLN by avoiding double payments during construction.

Mortgage Mistakes in Poland: 7 Costly Errors to Avoid in 2026
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Mortgage Mistakes in Poland: 7 Costly Errors to Avoid in 2026

Avoiding common mortgage mistakes in Poland can save you tens of thousands of PLN and significantly improve your loan approval chances. Most common errors include relying on one bank or broker, and misconceptions about down payments or loan terms.

Apartment Layouts: Buy for Profit in Poland (2026 Guide)
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Apartment Layouts: Buy for Profit in Poland (2026 Guide)

Selecting the right apartment layout in Poland is crucial for both comfortable living and profitable resale. Focus on square rooms, corner exposure, sufficient (but not excessive) windows, and high ceilings for optimal liquidity and value appreciation.