Нерухомість
19 articles in this category.

Should You Buy Property in Poland? War Risk Analysis 2026
Buying property in Poland remains financially sound despite geopolitical concerns. Security risks are localized; investment fundamentals and mortgage terms favor long-term buyers.

Rent vs. Buy Property in Poland: What's More Profitable Now?
Deciding between renting and buying property in Poland depends on your financial situation and stay duration. For short stays (under 3 years), renting is often more cost-effective, saving you up to 15% annually on initial costs and maintenance compared to buying.

Property Debt Check in Poland: How to Verify Księga Wieczysta
Verifying a property's legal status in Poland for debts and encumbrances is crucial. The Księga Wieczysta (Land and Mortgage Register) provides full transparency, revealing any mortgages, easements, or other financial claims. You can access this official record online for free for basic details or p

Mortgage Rates in Poland 2026: What to Expect and How to Adapt
Polish mortgage rates in 2026 face increased uncertainty due to global events, with banks already raising fixed rates by 0.4-0.5%. Variable rates are expected to follow as inflation rises, impacting monthly payments for current and future homeowners.

Mortgage in Poland 2026: Rates, Down Payment, and Early Repayments
In 2026, Polish mortgage rates are significantly lower, ranging from 5.71% to 6.23%, making property ownership more accessible. Prepare a minimum 20% down payment for the best terms and maximize savings with strategic early repayments.

Buying New Build in Poland: Don't Lose Tens of Thousands PLN
When buying a new build in Poland, avoid losing thousands of zlotys by focusing on developer financial checks, negotiating prices, and conducting proper apartment handovers. Our clients saved up to 1,100 PLN/sqm.

Top Wrocław New Developments to Buy in 2026: Osobowicka 114
Discover Osobowicka 114 by Dom Development, a top Wrocław new build to consider in 2026. This intimate project offers apartments from 464,000 PLN (25-36m²) with high standards and excellent family infrastructure.

Poland Property Market 2026: Is Now a Good Time to Buy an Apartment?
The Polish real estate market in 2026 offers a stable, buyer-friendly environment with moderate price growth (2-3% annually) and increased choice in the primary market. Mortgage rates are decreasing, and developers are offering significant discounts, making it an opportune moment for purchase, espec

Mortgage vs. Rent in Poland: Which Saves You Money by 2026?
Deciding between renting and buying with a mortgage in Poland can be complex. While renting often has lower upfront costs, a mortgage can build equity and offer long-term financial benefits, especially with falling interest rates expected in 2026. Experts at NAVI ESTATE analyze real costs and market

Mortgage in Poland: War Risks, Rate Changes, and Your Property
Geopolitical instability impacts Polish mortgages, with fixed rates rising despite central bank cuts. While insurance rarely covers war damage, hyperinflation may devalue debt, presenting an unexpected opportunity for property owners.

Buying Property in Poland in 2026: A Step-by-Step Guide for Foreigners
Foreigners can buy property in Poland in 2026 by first checking mortgage eligibility with 20% down payment, budgeting for 6% additional costs, and navigating primary or secondary market options with agent or legal assistance. The process takes 1-3 months.

Mortgage in Poland 2026: The Cheapest Banks & Income Requirements
Securing a mortgage in Poland in 2026 demands understanding bank requirements for income and employment, with significant differences in offers potentially saving over 100,000 PLN. Fixed-rate mortgages often yield better long-term savings.